APTUS

Aptus Value Housing Finance India Ltd is a specialized retail finance company engaged in housing finance and small business loans. It primarily serves self-employed individuals with low to middle incomes in semi-urban, rural, and Tier 2 to 4 cities, including regions in South India, Maharashtra, and Odisha. The company targets customers often lacking formal income documentation, focusing on first-time home buyers whose collateral is self-occupied residential property. As of March 31, 2025, Aptus operates through a network of 300 branches. Its business segments include long-term housing loans and small business loans, concentrating on customer groups underserved by traditional banks.