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IndusInd Bank Limited is a publicly held commercial bank incorporated in 1994 under the Banking Regulation Act, 1949. Operating in the banking and financial services industries in India, the bank offers a broad array of banking products and financial services to both corporate and retail customers. Its business segments include vehicle finance, microfinance, corporate and retail banking, and treasury operations. The bank serves approximately 41 million customers across metro areas, rural and semi-urban regions, as well as International Financial Service Centres in India, utilizing a multi-channel delivery network. IndusInd Bank has a diversified loan book and a strong liability franchise, with recognized leadership in vehicle finance and microfinance. The bank is focused on advancing its "Digital 2.0" strategy to enhance its digital capabilities.