HDBFS

HDB Financial Services Ltd, incorporated in 2007, is a non-banking financial company (NBFC) in India operating as an Upper Layer NBFC and functioning as a subsidiary of HDFC Bank. The company focuses on lending and Business Process Outsourcing (BPO) services, targeting primarily underserved and underbanked segments across India. Its operations span a pan-India distribution network, with particular emphasis on Tier-2, Tier-3, and Tier-4 markets. HDB Financial Services offers a variety of secured and unsecured lending products organized under three main business segments: Enterprise Lending, Asset Finance, and Consumer Finance. The company is considered one of the largest retail-focused NBFCs in India, providing financial services and BPO solutions to its diverse client base.