BAJAJHFL

Bajaj Housing Finance Ltd. is a non-deposit-taking housing finance company incorporated in 2008 and registered with the National Housing Bank (NHB) since 2015. It began its lending operations in July 2017. Operating as a 100% subsidiary of Bajaj Finance Limited, the company is classified as an Upper Layer Non-Banking Financial Company (NBFC-UL) under the Reserve Bank of India's Scale Based Regulations. Bajaj Housing Finance provides mortgage loans and financing solutions to individuals, corporate entities, developers, and high-net-worth individuals for residential and commercial real estate purposes. Its business segments include home loans, loans against property (LAP), lease rental discounting (LRD), and developer financing. The company offers products such as finance for purchase and renovation of homes or commercial spaces, working capital loans for business expansion, and lease rental discounting to developers and high-net-worth individuals, serving the housing finance and NBFC industries.