IDFCFIRSTB

IDFC FIRST Bank is a private sector universal bank in India, established in 2018 through the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018. The bank operates in the banking industry and offers banking services across three main segments: retail banking, MSME banking, and wholesale banking. Since its formation, it has shifted from being primarily wholesale-focused to a retail-led institution, serving a wide range of customers through its branch and ATM network. As of December 2025, the retail and MSME portfolios make up 80% of the bank's total loan book. By March 2026, IDFC FIRST Bank operated 1,147 branches and 1,041 ATMs across India.