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Bandhan Bank Ltd. was incorporated in 2014, transitioning from a microfinance institution to a full-fledged universal bank in 2015. Headquartered in Kolkata, India, it operates primarily in the commercial banking and microfinance industries. The bank focuses on serving underbanked and underpenetrated markets, offering a range of banking products and services along with asset and liability solutions tailored for micro-banking and general banking. Its business segments include micro banking (Emerging Entrepreneurs Business), general banking, housing finance, and retail assets. Bandhan Bank has a dominant presence in the Eastern and North-Eastern regions of India and operates through a diverse network of branches and banking units across PAN-India.