CREDITACC

CreditAccess Grameen Limited is a non-deposit accepting non-banking financial company (NBFC) registered as a Microfinance Institution with the Reserve Bank of India. The company operates primarily in the microfinance and financial services industries, providing microfinance loans to women organized in Joint Liability Groups. It follows the Grameen group-lending model, offering collateral-free loans aimed at income-generating activities primarily in rural areas. In addition to microfinance loans, CreditAccess Grameen distributes other financial products and services through its established distribution channels to its members. The company implements a contiguous district-based expansion strategy and serves clients across 16 states and one Union Territory in India. It focuses exclusively on women members organized in Joint Liability Groups to provide financial inclusion opportunities.