UTKARSHBNK

Utkarsh Small Finance Bank, incorporated in 2016, is a scheduled commercial bank operating in India. Transitioning from a non-banking financial company-microfinance institution (NBFC-MFI) to a small finance bank in January 2017, it focuses on banking and financial services aimed at financial inclusion. The bank serves primarily rural and semi-urban locations, addressing the needs of unserved and underserved segments. Its product offerings include micro-banking, loans for micro, small, and medium enterprises (MSMEs), housing loans, and retail deposit services. Operating within the banking and financial services industries, Utkarsh Small Finance Bank targets financial inclusion through its specialized services in India.