UGROCAP

U GRO Capital Limited is a technology-focused, data-centric non-banking financial company (NBFC) in India specializing in customized loan solutions for small businesses. The company serves small enterprises across eight selected sectors using a data-driven underwriting model called GRO Score. Operating under a hybrid "phygital" approach, U GRO Capital combines digital origination with a physical presence through 340 branches, supported by a multi-channel distribution strategy. As of March 2026, it managed assets under management (AUM) totaling INR 15,334 crore. Its activities are concentrated within the financial services and MSME lending industries in India.