ESAFSFB

ESAF Small Finance Bank, incorporated in 1992, originally operated as a microfinance institution before transitioning to a scheduled commercial bank in 2018. The bank provides a range of financial services including micro, retail, and corporate banking, alongside para banking activities such as debit card services and third party financial product distribution. It also offers treasury services and conducts permitted foreign exchange business. ESAF primarily serves underserved and unserved rural and semi-urban populations in India, with a focus on South Indian states including Kerala and Tamil Nadu. Operating within the banking and financial services industries, the bank follows a social-business model emphasizing a Triple Bottom Line approach that prioritizes people, planet, and prosperity.