DCBBANK

DCB Bank is a private sector banking institution in India that was incorporated in 1995 by reconstituting the Development Co-operative Bank Ltd (DCBL) into Development Credit Bank Ltd as a joint-stock company. The bank operates nationwide with a focus on granular lending, primarily serving secured retail lending, micro-SME (MSME) segments, and agri-inclusive banking. Approximately 86% of DCB Bank's loan book comprises exposures below INR 3 crore. The bank aims to grow its balance sheet size twofold every three to four years by expanding its core lending products and retail deposits.