CAPTRUST

Capital Trust Ltd, incorporated in 1985, is a non-banking financial company (NBFC) operating primarily in North and Central India. It specializes in financial services focused on MSME loans and gold loans, targeting low-income individuals and small business owners in rural and semi-urban areas who often lack access to traditional banking channels. The company operates through a combination of physical branches and fintech solutions, employing a 'Phygital' model that integrates digital lending platform services with automated processes. Its business segments include MSME loans and gold loans. While there is a discrepancy regarding its operational history duration, Capital Trust Ltd is positioned in the financial services and lending industries, serving primarily underserved MSME sectors in India.