CAPITALSFB

Capital Small Finance Bank Ltd, incorporated in 1999, is recognized as India's first Small Finance Bank. Originally established as India's largest local area bank in 2000, it transitioned to a Small Finance Bank in 2016. The bank focuses on retail banking and secured lending, primarily targeting the middle-income segment in rural and semi-urban areas. It operates in multiple northern regions of India, including Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh, Chandigarh, and Jammu & Kashmir. The company is engaged in banking and financial services industries and was listed on stock exchanges on February 14, 2024. There is a noted discrepancy in incorporation dates, with some sources citing 1999 and others 2000 for its establishment as a local area bank.