J&KBANK

Jammu & Kashmir Bank Ltd., incorporated in 1938 and headquartered in Srinagar, is a state-owned banking institution with the Government of Jammu & Kashmir holding a majority stake. The bank primarily serves the Union Territories of Jammu & Kashmir and Ladakh, operating as a universal bank in these core regions. Outside this area, it functions as a specialized bank across the rest of India. Its business activities encompass retail credit, corporate credit, treasury operations, and digital banking services. Jammu & Kashmir Bank operates in the banking and financial services industries, focusing on a broad range of financial products and services tailored to its geographic markets.