ARMANFIN

Arman Financial Service Ltd is an RBI-registered category ‘A’ Non-Banking Finance Company headquartered in Ahmedabad, Gujarat. The company provides loans to the unorganized sector residing in rural and semi-rural areas across six Indian states. It operates through three financial service divisions: Two-Wheeler Finance, Group-Based Microfinance, and Micro-Enterprise (MSME) Loans. Its microfinance activities are carried out through its wholly owned subsidiary, Namra Finance Limited, an NBFC-MFI. Arman Financial Service operates approximately 400 branches and serves about 760,000 customers. The company employs a high-touch monthly collection model to manage credit risk.