AAVAS

Aavas Financiers Ltd, incorporated in 2011, operates in the housing finance and affordable housing finance industries in India. The company provides housing loans, home loans, and advances, focusing on retail housing finance primarily targeting low and middle-income segments in semi-urban and rural areas. It emphasizes serving customers excluded from formal credit due to the lack of documented income. Aavas Financiers employs a high-touch, in-house execution model for sourcing, underwriting, and collections. As of March 31, 2025, the company managed assets worth ₹20,420 crore and operated 397 branches across 14 states. There are no reported subsidiaries or listings on stock exchanges.