Mutual Fund Goal Planner
Reverse-engineer a SIP — enter the goal amount, expected return and tenor, and the planner returns the monthly SIP required.
50,00,000
12.00
15
Monthly SIP required
₹9,909
Total invested over tenor
₹17,83,676
Wealth gained
₹32,16,324
Uses the standard annuity-due SIP formula solved for the monthly contribution.
// about this calculator
Every life goal — a child's education, a house down-payment, retirement — can be reduced to a 'target amount × target year' problem. The goal planner inverts the SIP equation to tell you exactly how much you need to invest every month to reach that number at a chosen return assumption. Use a conservative return (10–12%) for equity-heavy goals and 7–8% for debt-heavy goals.
// frequently asked questions
Yes. If your goal is 15 years away, divide today's cost by (1 + inflation%)^15 to find the future cost. For India, an inflation assumption of 6–7% is typical for general expenses, 8–10% for education and healthcare.